When something goes wrong
A refund handled in an hour costs you one sale. The same refund handled in a week costs you the customer, the referral and a review you'll be reading for years.

Refund from Stripe directly — nobody has to approve it.
What they bought, when, and what they answered on the form.
The inbox sits beside the order, so the reply has context.
Refunds are issued through your own Stripe account; Store.Fan takes no fee either way.